Lovelady State Bank
910 South Commerce
P.O. Box 220
Lovelady, TX 75851
T: (866) 225-0949
P: (936) 636-7337
F: (936) 636-7111
Email the Bank
Lobby Hours
M-Th: 9 a.m. to 2 p.m.
F: 9 a.m. to 5:30 p.m.
Drive-Thru Hours
M-Th: 8 a.m. to 3 p.m.
F: 8 a.m. to 5:30 p.m.

Commercial Accounts

We offer a business account that’s perfect for your needs, whether start-up or established, large or small. But more than an account, we offer you a banking relationship that strives to understand and serve your professional and financial needs. The following is a list of some of the commercial banking accounts that we offer. Please contact us at the bank if you need further assistance.


Business Checking

Requirements
  • $200 minimum to open
Benefits
  • Free online banking
  • Free Telephone banking
  • Free ATM withdrawals at our ATM
Costs
  • $10 monthly service charge
  • With a minimum daily balance of $500, we will waive the $10.00 monthly service charge
  • $1 Visa Debit Card monthly fee

Money Market Fund

Requirements
  • $2,500 minimum to open
  • Limited to 6 withdrawals per monthly cycle
Benefits
  • Free online banking
  • Free Telephone banking
  • Free ATM withdrawals at our ATM
  • Earn interest on checking accounts - Compounded and paid monthly on daily balance
Costs
  • $7.50 monthly service charge
  • With a minimum daily balance of $2,500, we will waive the $7.50 monthly service charge fee
  • $1 Visa Debit Card monthly fee
  • Contact Us for current Rates and APY

Business Savings

Requirements
  • $100 minimum to open
  • Limit of 2 withdrawals per month
Benefits
  • Free online banking
  • Free Telephone banking
  • Free ATM withdrawals at our ATM
  • Quarterly statement (unless there are electronic transfers, in which case you will receivea monthly statement).
  • Compounded and paid quarterly on Daily Balance.
Costs
  • $1 monthly service charge
  • With a minimum daily balance of $100, we will waive the $1 monthly service charge
  • Two (2) free withdrawals per month
  • Item fee of $1.00 for each debit transaction in excess of two (2) per month applies
  • Contact Us for current Rates and APY

Certificates of Deposit (CDs)

Lovelady State Bank offers a variety of secure Certificates of Deposit accounts to fit your business needs. Certificates of Deposits are offered in terms form 3 months to 5 years. Our CD’s earn competitive interest rates and are FDIC insured. Contact Lovelady State Bank for current rate information.

Requirements
  • $1,000 minimum to open
  • Penalty for early withdrawl

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